Ready-to-Move vs Under-Construction Homes: Which Should You Choose?

Ready-to-Move-In Homes: Convenience & Clarity – A ready-to-move-in (RTM) home is exactly what it sounds like — a fully completed home that’s ready for immediate possession.

Benefits:

Immediate possession: No waiting period — you can move in as soon as you complete the paperwork.
No GST: RTM homes are exempt from the 5% GST applicable to under-construction properties.
What You See Is What You Get: You can inspect the actual property, not just sample flats or floor plans.
Low risk: No uncertainty about project delays or quality.

Limitations:

Higher price point: Since the property is complete, it often commands a premium.
Limited choices: Fewer units available, and you may not get your preferred floor, view, or layout.

Under-Construction Homes: Value & Flexibility – Under-construction homes are properties still in development, with possession typically ranging from a few months to a few years.

Benefits:

More affordable: Typically priced lower than ready homes in the same location.
Flexible payment plans: Pay in stages as construction progresses.
Customization opportunities: Possibility to choose finishes, tiles, or minor layout changes in some cases.
Higher ROI potential: Price appreciation is likely by the time of possession.

Limitations:

Possession delays: Project timelines can be affected by regulatory, financial, or execution issues.
GST applicable: You’ll need to pay 5% GST on under-construction units.
Trust factor: Choosing the right developer is critical.

So, What’s Right for You?

If you’re looking for immediate occupancy with minimal risk, a ready-to-move-in home is your best bet.

If you’re an investor or have a flexible timeline and want more value for money, an under-construction property might suit you better.

Explore Smart Choices with Majestique Landmarks

At Majestique Landmarks, we offer both ready-to-move-in and under-construction residential projects across Pune’s prime locations like Kharadi, Hadapsar, Baner, and Wagholi. Whether you seek immediate luxury living or are planning your future investment, our RERA-registered projects assure transparency, quality, and timely delivery.

Visit: www.majestiquelandmarks.in to explore your dream home — whether it’s ready today or shaping up for tomorrow.

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